Research Program E · Published & graded in public since Aug 14, 2026

The Utility Index

On August 14, 2026 — with the Fear & Greed index at 29 and Bitcoin down roughly half from its high — we published a rules-based, fully transparent research portfolio built entirely from tokens with real revenue and real usage. No gut feeling, no guru picks: six public criteria, fixed weights, written rules. Then we did the thing almost nobody does: we grade it against Bitcoin every single day, in public, including the bad days.

Index level Since publication syncing… Bitcoin same span Alpha Days on the ledger
Open the Live Tracker ↓ See the Research Method →
Glass scoring machine turning market fear into an ordered rules-based Utility Index

Educational research only. The Utility Index is a published, impersonal, SIMULATED paper portfolio — an illustration of a transparent methodology. It is NOT financial advice, not a recommendation, not buy/sell signals, and it is never executed with real money. Crypto assets are volatile and can go to zero. Past performance never implies future results.

What this is

A fixed-weight basket of 15 assets across five sleeves — bedrock networks, exchange rails, AI & data infrastructure, one gold anchor, and a tiny new-generation slice — chosen by a published scoring model during maximum market fear.

How it's graded

Every day, each component is marked at its end-of-day price and the index level recomputed with the exact published formula — next to an identical-method Bitcoin benchmark. The ledger is append-only: yesterday's points are never edited.

Why it's public

Picks are cheap; a scored record is not. Anyone can copy a portfolio — nobody can fake 365 days of daily grading done by an automated referee. This page exists so you can watch the methodology earn (or lose) its credibility in real time.

Live tracker · updated daily

The Index vs Bitcoin — Since Day One

Both lines start at 100 on August 14, 2026. Simulated marks, identical method, zero hindsight edits.

Index level
baseline 100 · illustrative $1,000
Utility Index
since publication, simulated
Bitcoin benchmark
identical method, same span
Alpha vs BTC
percentage points
Worst drawdown
peak-to-trough so far
Syncing the ledger…

#ComponentSleeveWeight Baseline pxLatest px ChangeContribution
Loading live component marks…

Fixed weights between pre-registered rebalance events · end-of-day marks via CoinGecko · no trading costs modeled · simulated paper research only.

Automated referee stamping each day of the Utility Index ledger against Bitcoin
The method

Six Criteria. One Formula. Zero Vibes.

Every component was rated 1–10 on the same six public questions before earning its sleeve weight. You can re-run the whole ranking yourself.

Score = 0.25·Revenue + 0.15·Category + 0.15·Momentum-vs-BTC + 0.10·Discount-from-ATH + 0.20·Survival + 0.15·Tokenomics
Real revenue & usage
25%
Survival & liquidity
20%
Category tailwind
15%
Momentum vs Bitcoin
15%
Tokenomics
15%
Fear discount from ATH
10%
RankComponentWeighted scoreStarsVerdict
Structure

Five Sleeves, One Machine

What the research found

Why “Utility”, Why “Fear”

  • Bitcoin fell about −49% over the twelve months before publication — a full bear market. Most altcoins fell −60% to −85%.
  • Fear & Greed read ~29 (Fear) around publication. Historically, the strongest multi-year entries started in exactly this zone.
  • Exchange-rail tokens were the exception — TRX −8%, HYPE +20%, BNB −28% vs BTC −49% — because their networks collect real fees in every regime.
  • AI tokens sat at maximum fear: TAO −49%, LINK −63%, RENDER −70%, FET −82%. The thesis didn't die; it got cheap.
  • Tokenized gold was already in a bull market — PAXG +29% over that same year — which is why the index carries a 6% anchor of it.
Six weighted criteria feeding a central prism that ranks fifteen Utility Index components
The rulebook

A Machine, Not a Mood

  1. Rebalance review each quarter (Jan / Apr / Jul / Oct), or when any component drifts ±30% from target weight.
  2. Every rebalance is pre-registered: new weights and rationale publish BEFORE they take effect. No silent edits, ever.
  3. Fixed weights between events. Nothing is bought or sold — this is a simulation; only the numbers move.
  4. A component leaves only when its thesis breaks — never merely because the price dropped.
  5. The watchlist is re-checked at every review; candidates must qualify on the same six criteria to enter.
  6. All of it stays simulated. The index exists to be graded in public — not followed.

First scheduled review: October 2026 — diff and rationale will publish on this page before anything changes.

The fifteen

Every Component, Its Thesis, Its Risks

Expand any row. Theses are research summaries written at publication (Aug 14, 2026) — kept verbatim as the historical record, misses included.

Next candidates

Watchlist — Under Review, Not Included

XRP — Institutional cross-border payments + RLUSD stablecoin. Could earn an Exchange Rails slot if momentum returns.
UNI — The original DEX governance token; an activated fee switch remains DeFi's most-watched catalyst.
AVAX — Institutional L1 with major RWA partnerships; must prove revenue before qualifying.
AAVE — Lending blue-chip with real borrow-fee revenue; candidate for a deeper DeFi sleeve.
ICP — Web3 compute with top-tier AI-category presence; waiting for a momentum turn.
PYTH — The #2 oracle; the discount alternative if LINK stays expensive.
TON — Telegram-scale distribution; the consumer rail if that cycle returns.

Honest limits — on the record

  • This record is young. Days prove discipline, not destiny — the referee publishes daily precisely so you never have to trust a claim.
  • No trading costs are modeled between rebalances; real-world friction would reduce results.
  • CoinGecko end-of-day marks can differ slightly from any given exchange's tape.
  • A bear-market-start bias means the index began from beaten-down prices; regimes change and results will too.
  • If a data source fails, the affected day is flagged stale rather than silently backfilled.
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Reminder: simulated paper research for education only. Not financial advice, not a recommendation, not a solicitation. Never act on any page of this site as if it were personal guidance; crypto assets can go to zero and past performance never implies future results.